Everything You Need to Know About Emergency Funds in 2016

emergency-fund

Emergency funds are like a rainy day account for a monsoon. They help you get through the worst times in life — the job losses, the lay offs, the broken down vehicles, and the emergency medical procedures — and they help you avoid adding to your debt. The way you handle your emergency funds in 2016 may be slightly different than the way you’ve handled them in the past.  .. Read More

Breaking Bad Personal Finance Habits

bad-habits

You need to make sure that you are trying to break all the bad patterns that make your personal finance needs hard to handle. You are going to be able to save money when you start some new habits that are going to be more helpful, and you can use these patterns for as long as you want. All you have to do is make sure that you are going.. Read More

How to Cope with Debt

cope debt

Do you find it challenging to pay your bills? Are you drowning in debts? Do you have to avoid the phone calls that you are getting from your creditors? Are you throwing away the overdue notices that you get in the mail? You are not alone. So many Americans are overwhelmed with debt. Some have already lost their homes and cars for not being able to repay the creditor. Sometimes,.. Read More

Is It Worth it to Buy Groceries in Bulk?

bulk groceries (1)

After you pay your debts and household bills, you have to also think about groceries and other items. These expenses are mandatory because you have to live in reasonable comfort and you have to eat to survive. Many families would rather purchase their groceries in bulk in an attempt to lessen the costs, but does it really save money? Yes, there may be some grocery items that save money when.. Read More